2024 Roth Ira Contribution Limits Married Filing Jointly. But after your income surpasses. $146,000 for all other individuals.

The exception is if your joint income is now higher than the income limits for roth iras set by the internal revenue service (irs) for couples filing jointly: The 2024 annual ira contribution limit is $7,000 for individuals under 50, or $8,000 for 50 or older.